LOAN PROCESS
Anytime throughout the process if you have a question, please call 210-736-4352 or email
What to expect when applying for a loan?
Step 1:
Please have the following information available prior to starting your application.
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Borrower Name and Email
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Borrower Spouse Name and Email
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Guarantor Names and Emails (if you are applying for more than $2000 you will need two guarantors for your application).
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Guarantor Spouses Names and Emails
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Required Documents: Social Security Card, Drivers License, Current Credit Score (with name on the report), Utility Bill, Proof of Annual Income (2 years), Education Loans: Proof of Enrollment, JWV Loans: DD-214 or Military ID
Step 2:
Complete the online application.
Step 3:
Your application is forwarded to a Loan Committee member, who will interview the borrower and guarantors. Following the interview, it is submitted to our Loan Committee for final approval.
Step 4:
If approved, we will reach out to you to make arrangements for transferring the funds.
Note: all the information being provided to HFLA-SA via the online application is using an encrypted web form and will be held in strict confidence by HFLA-SA. Information will only be disclosed as requested by the borrower, HFLA-SA auditors, or as required by law.
