Loan Opportunities

Interest-Free Loans for Life Events

  • Emergencies

  • Disabiliws/Special Need

  • Debt Consolidation

  • Housing/Transportation

  • Medical/Dental

  • Higher Education/Professional Training

  • Judaic EnrichmentContinuity

  • Home Accessability/Aging-in-Place

  • Moving

  • Burial/Pre-Planning

  • Adoption/In-Vitro Fertilization

  • Life Cycle Events

  • Major Repairs

  • Temporary Job Loss

If you don't see your particular situation, call us – 210.736.4352!

All applicants must be Jewish, at least 21-years old (unless in college) and permanent residents of the HFLA-SA San Antonio service area (see map). We do not accept collateral; however, applicants are expected to provide well-qualified cosigners willing and able to pay the entire loan balance, should it become necessary.

Personal Loans

  • Up to $6,000

  • Must be Jewish and permanent resident of our service area

  • Requires 2 well-qualified cosigners if over $2,000, one if $2,000 or less

  • Cosigners: at least 1 Jewish & resident of Texas (1 out-of-state if relative)

  • A 30-month repayment term

Education Loans

  • Post-high school students

  • Up to $5,000 annually for 4-years

  • Reduced payments for eligible student

  • Jewish and permanent local resident

  • 2 well-qualified cosigners if $2,000 +

  • Cosigners: at least 1 Jewish and residents of Texas (1 out-of-state, if related)

  • A 50-month repayment term

Download Application

Special Situation

  • For situations which warrant flexibility with respect to either Cosigners, payment terms and/or loan ammount

  • If increased risk, loan program will require enhanced due diligence, including meeting with Loan and Collections Committee

  • Must be Jewish and permanent resident of HFLA-SA service area

  • Well-qualified cosigners will be required

Dedicated Named Funds

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Jewish War Veterans, Post 753 - HFLA-SA Loan Fund

This dedicated loan program is enabled thanks to a generous donation by the Jewish War Veterans, Post 753.

Only local Jewish individuals who are verified, eligible United States Veterans or Dependants may apply. This loan program provides an extended repayment plan of 50-months.

Loan payments from this program will be used to replenish this fund. If, at some point, the balance is ever depleted, loans will be awarded under standard programs, with applicable terms enforced.


SAJSS - Goldsmith Family - HFLA-SA Loan Fund

This dedicated loan program for qualifying Seniors (60+) is due to a generous donation from San Antonio Jewish Senior Services and the Goldsmith Family.

Only local Jewish Individuals, age 60+ are eligible to receive these benefits. This loan program offers an extended repayment term of 50-months.

All applicable loan payments will be used to replenish this fund; however, if the account balance is depleted, loans to our seniors will come from the Association's general funds, according to standard lending terms.